As a self-employed healthcare professional, protecting your current and future income is of utmost importance. The statistics speak for themselves, one in Four individuals will suffer a long-term disability during their careers, so nothing should be left to chance. Various programs have been created specifically for Students, Residents, Practicing Physicians, Dentists and other healthcare Professionals. Some of the advantages Include:


  • Special Discounts up to 30%
  • Possible free premiums for up to 12 months
  • Plans with limited- no medical Tests
  • Special pre-approved limits up to $25,000 per month of Benefit
  • Pre-Approval for Critical Illness and Life Insurance ( Up to 1 Million Dollars)

Critical Illness (CI) coverage is designed to protect one`s assets, investments and loss of income against the impact of being diagnosed with a life altering illness. With up to 27 conditions covered, a well structured CI policy can provide a tax-free lump-sum payment  to cover the financial burden of being diagnosed with a covered illness.  With 1 in 3 people being diagnosed with a critical illness, CI coverage is an essential component of your financial portfolio. Other features of a CI policy Include:

  • Possible 100% return of premium after 15 years given there was no claim
  • Coverage of up to 27 major illnesses
  • Possible tax-shelter for incorporated professionals